Question Options Answer
SCS JSS ONE Financial risk refers to the possibility of ___ A) making financial loss
B) making profit always
C) receiving free money
D) avoiding all expenses
optionA
One cause of financial risk is ___ A) poor financial planning
B) saving regularly
C) preparing a budget
D) investing wisely
optionA
A person can reduce financial risk by ___ A) budgeting properly
B) spending carelessly
C) borrowing unnecessarily
D) gambling frequently
optionA
One example of financial risk is ___ A) business failure
B) academic success
C) good health
D) safe investment
optionA
Insurance helps people to ___ A) reduce financial loss
B) increase financial risk
C) encourage wasteful spending
D) prevent all accidents
optionA
Saving money regularly helps to ___ A) prepare for emergencies
B) increase debts
C) encourage fraud
D) promote wastefulness
optionA
One benefit of financial planning is ___ A) better money management
B) increased poverty
C) unnecessary borrowing
D) financial confusion
optionA
Financial fraud can lead to ___ A) loss of money
B) increased savings
C) higher income
D) more investments
optionA
A budget is a plan for ___ A) managing income and expenditure
B) increasing debts
C) avoiding work
D) gambling money
optionA
An emergency fund is meant for ___ A) unexpected expenses
B) buying luxury items
C) daily entertainment
D) unnecessary spending
optionA
One way to avoid financial risk is by ___ A) investing wisely
B) spending all your income
C) borrowing without repayment plans
D) gambling frequently
optionA
A person who spends more than he earns may face ___ A) financial problems
B) financial success
C) unlimited wealth
D) economic growth
optionA
Financial discipline means ___ A) managing money responsibly
B) wasting money carelessly
C) borrowing unnecessarily
D) avoiding savings
optionA
One importance of saving is ___ A) future security
B) increased debt
C) financial loss
D) unplanned spending
optionA
Financial literacy helps people to ___ A) make good financial decisions
B) waste money
C) ignore budgeting
D) increase debts
optionA
Immigration means ___ A) moving into another country to live
B) moving out of a country
C) travelling within a town
D) visiting another country temporarily
optionA
Emigration means ___ A) leaving one’s country to live in another country
B) returning home permanently
C) travelling within Nigeria
D) going to school abroad temporarily
optionA
A person who enters another country to settle is called an ___ A) immigrant
B) emigrant
C) visitor
D) tourist
optionA
A person who leaves his or her country to settle elsewhere is called an ___ A) emigrant
B) immigrant
C) trader
D) student
optionA
One reason for immigration is ___ A) better employment opportunities
B) avoiding education
C) refusing work
D) escaping good governance
optionA
One cause of emigration is ___ A) insecurity
B) high employment
C) good healthcare
D) peaceful environment
optionA
Brain drain occurs when ___ A) skilled workers leave their country
B) people return home
C) farmers harvest crops
D) students attend school
optionA
One effect of immigration is ___ A) population increase
B) population decline
C) trade reduction
D) total isolation
optionA
One effect of emigration is ___ A) loss of skilled manpower
B) increase in local workforce
C) population increase only
D) end of migration
optionA
Legal migration requires ___ A) valid travel documents
B) fake passports
C) illegal border crossing
D) bribery
optionA
One benefit of immigration is ___ A) cultural diversity
B) total isolation
C) end of trade
D) reduced workforce
optionA
Illegal migration can result in ___ A) deportation
B) automatic citizenship
C) free employment
D) free education
optionA
A passport is a document used for ___ A) international travel
B) local elections
C) bank transactions
D) school admission
optionA
A visa is a permit that allows a person to ___ A) enter another country
B) buy a house
C) open a business
D) vote in elections
optionA
Migration can contribute to ___ A) economic development
B) trade isolation
C) communication breakdown
D) cultural rejection
optionA
Human trafficking is the ___ A) illegal buying and selling of people
B) legal employment of workers
C) international tourism
D) exportation of goods
optionA
Human trafficking violates ___ A) human rights
B) trade laws only
C) school rules
D) sport regulations
optionA
Victims of human trafficking are often exploited for ___ A) forced labour and prostitution
B) education only
C) tourism only
D) sports only
optionA
One cause of human trafficking is ___ A) poverty
B) good employment
C) high standard of living
D) free education
optionA
Another cause of human trafficking is ___ A) unemployment
B) good governance
C) financial stability
D) peaceful living
optionA
One effect of human trafficking is ___ A) violation of human dignity
B) improved education
C) better healthcare
D) economic growth only
optionA
Human trafficking can be prevented through ___ A) public awareness
B) secrecy
C) child labour
D) illegal migration
optionA
The Nigerian agency responsible for combating human trafficking is ___ A) NAPTIP
B) NAFDAC
C) JAMB
D) NECC
optionA
Parents can help prevent human trafficking by ___ A) monitoring their children
B) sending children to strangers
C) ignoring suspicious activities
D) encouraging child labour
optionA
Human trafficking negatively affects the ___ A) victims and society
B) environment only
C) transport sector only
D) economy only
optionA
SCS JSS TWO Economic value refers to the ___ of goods and services. A) weight
B) worth
C) colour
D) size
optionB
One factor that determines the economic value of a product is ___ A) demand
B) language
C) religion
D) weather only
optionA
Goods that satisfy human wants have ___ A) no usefulness
B) economic value
C) no demand
D) no importance
optionB
One way to increase the economic value of goods is by ___ A) destroying products
B) reducing quality
C) processing raw materials
D) wasting resources
optionC
Scarcity increases the ___ of a product. A) weight
B) size
C) colour
D) value
optionD
A product with high demand usually has ___ A) high economic value
B) low quality only
C) no usefulness
D) no value
optionA
Taxation is the ___ collection of money by the government. A) optional
B) private
C) compulsory
D) voluntary
optionC
Tax is mainly used by the government to ___ A) reward criminals
B) provide public services
C) buy luxury goods
D) organize festivals only
optionB
One example of tax is ___ A) bank loan
B) school uniform
C) personal income tax
D) market price
optionC
Citizens should pay tax because it is a ___ A) private gift
B) personal favour
C) family duty only
D) civic responsibility
optionD
One benefit of taxation is the provision of ___ A) private businesses
B) good roads
C) personal houses
D) family income
optionB
Tax revenue helps the government to provide ___ A) household goods
B) personal vehicles
C) healthcare services
D) private entertainment
optionC
Sanitation means keeping the environment ___ A) noisy
B) dirty and polluted
C) clean and healthy
D) overcrowded
optionC
Good sanitation helps to prevent ___ A) transportation
B) diseases
C) communication
D) education
optionB
One way to maintain sanitation is by ___ A) blocking drainage
B) littering the environment
C) proper waste disposal
D) burning plastic indoors
optionC
Dirty surroundings can lead to ___ A) good health
B) population growth
C) higher income
D) disease outbreaks
optionD
One importance of sanitation is ___ A) protection of public health
B) environmental degradation
C) spread of diseases
D) increase in pollution
optionA
Refuse should be disposed of in ___ A) rivers
B) designated waste bins
C) roadsides
D) drainages
optionB
Corruption is the ___ of entrusted power for personal gain. A) management
B) development
C) protection
D) abuse
optionD
One example of corruption is ___ A) accountability
B) bribery
C) honesty
D) transparency
optionB
Corruption can lead to ___ A) increased transparency
B) economic growth only
C) slow national development
D) better governance
optionC
One cause of corruption is ___ A) discipline
B) accountability
C) honesty
D) greed
optionD
Corruption reduces ___ in government. A) public trust
B) population
C) trade only
D) education
optionA
One way to fight corruption is through ___ A) fraud
B) secrecy
C) transparency
D) bribery
optionC
Accountability means being ___ for one’s actions. A) selfish
B) responsible
C) corrupt
D) careless
optionB
Public officials should be accountable to the ___ A) foreign countries
B) themselves only
C) people
D) private companies
optionC
Accountability promotes ___ in governance. A) corruption
B) good governance
C) fraud
D) nepotism
optionB
One quality of an accountable leader is ___ A) greed
B) selfishness
C) deceit
D) honesty
optionD
Transparency and accountability help to reduce ___ A) agriculture
B) employment
C) corruption
D) education
optionC
Responsible citizens contribute to national development through ___ A) corruption and fraud
B) tax evasion
C) environmental pollution
D) honesty and accountability
optionD
One factor that affects the economic value of a product is ___ A) colour
B) demand and supply
C) language
D) religion
optionB
A product becomes more valuable when it is ___ A) useful and scarce
B) damaged
C) outdated
D) unwanted
optionA
Consumers buy goods because they have ___ A) size
B) weight
C) utility
D) shape
optionC
The government uses tax revenue mainly to ___ A) organize parties
B) provide public services
C) reward politicians only
D) buy luxury goods
optionB
Failure to pay tax when due is called ___ A) tax compliance
B) tax payment
C) tax collection
D) tax evasion
optionD
One agency responsible for collecting taxes in Nigeria is the ___ A) Federal Inland Revenue Service
B) NECC
C) NAFDAC
D) JAMB
optionA
Taxation helps the government to finance ___ A) private businesses
B) public projects
C) personal expenses
D) family needs
optionB
Which of the following is an example of indirect tax? A) Company income tax
B) Personal income tax
C) Value Added Tax (VAT)
D) Property tax
optionC
Keeping gutters free from refuse helps to prevent ___ A) flooding
B) traffic congestion
C) unemployment
D) inflation
optionA
One consequence of poor sanitation is ___ A) increased tourism
B) disease outbreaks
C) higher income
D) improved health
optionB